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Home >> Optional Extras >> OxfordSure Insurance

Peace of Mind for the International Student

We recommend OxfordSure Insurance, which is a specialist student insurance policy, including medical cover, course fees protection and many other benefits. You can select OxfordSure Insurance when you make a reservation online or when you fill out the paper application form.

Insurance Premium: £16.00 Per week

Details of the Cover

Short Stay means a programme of less than 6 months

"Are my course fees covered?"

  Short Stay

If you have to cancel your course or cut it short or repeat it due to accident, illness or sickness of yourself or an immediate relative we will reimburse your prepaid course fees proportionately.

£5,000

"What am I covered for if I have a medical problem?"

  Short Stay
If you are taken ill or have an accident we will pay your medical bills. The additional cost of repatriation home if medically necessary, or back to the UK if elsewhere abroad. The cost of hospital/nursing home charges. £2,000,000
If you are taken ill or have an accident we will pay your medical bills and hospital costs that are not covered by the National Health Service. See above
The additional costs of repatriation home if medically necessary, or back to the UK if elsewhere abroad, plus including the cost of return to the UK to continue your studies (including returning home if a relative is ill). No Cover
In the event of your death we will either repatriate your body or ashes or pay the funeral costs in the UK. £3,000
Emergency dental treatment for the immediate relief of pain. £250
Reasonable travelling and accommodation expenses for a friend or relative who on medical advice must stay with you. £3,000
The cost of bringing a relative to the UK to visit you following a medical emergency. See above

"What cover do I have if I have an accident or I am attacked or mugged?"

  Short Stay
Payment for permanent loss of or loss of use of limbs or senses or death. Up to
£30,000

"What cover do I have while travelling to and from home at the beginning or end of term?"

  Short Stay
You will be reimbursed if your luggage is lost, stolen or accidentally damaged. No Cover
We will help replace your passport, tickets and other travel documents if they are lost or stolen. No Cover
Money stolen either from your person or locked away will be replaced. No Cover

"What will you do if I get robbed or my luggage is lost or accidentally damaged?"

  Short Stay
You will be reimbursed if your luggage is lost, stolen or accidentally damaged. £1,000
We will help replace your passport, tickets and travel documents. £100
Money stolen either from your person or locked away will be replaced. £500
(cash £50)

"What if I need some legal help?"

  Short Stay
If you accidentally injure someone, or damage their property we will cover your legal liability to pay damages. £1,000,000
Advice and assistance to take legal action is covered. £10,000

"What happens if I have to cancel my course or I have to come home early?"

 

Short Stay

If you have to cancel or cut short your study in the UK due to accident, illness or bereavement we will cover your costs.

£3,000

"A delay could cost me money?"

 

Short Stay

We will cover you if you are delayed on your first inward journey to the UK, subject to you buying this policy prior to departure.

£250

Principle Exclusions

General

  • The first £40 of each claim for medical expenses, personal possessions and luggage, cancelling your trip or cutting it short, legal expenses and course fees. (Short Stay)

  • The first £40 of each claim for medical expenses, luggage, legal expenses and course fees. (Long Stay)

  • Any expenses which you would have incurred in the normal course of your trip

  • Any consequence arising directly or indirectly from the transmission of Human Immunodeficiency Virus (HIV) and/or any HIV related illness

  • Any claim arising from suicide, self injury, alcohol or drugs or any wilful exposure to needless peril

Medical Expenses

  • Pregnancy or childbirth

  • Any treatment that could reasonably be delayed until your return home

  • Cosmetic surgery, chiropractic treatment, osteopathy or vaccinations

  • Mental or nervous illness

  • If you travel against the advice of a medical practitioner

  • Any condition for which diagnosis or treatment has been received during the previous 12 months

Personal Accident

  • Any persons aged over 66 years or over when the incident giving rise to a claim occurred ·

  • Pregnancy or childbirth

  • Mental or nervous illness

  • If you travel against the advice of a medical practitioner

  • Any condition for which diagnosis or treatment has been received during the previous 12 months

The following Dangerous Sports are excluded:

base jumping; big foot skiing**; bobsleigh/skeleton/luge**; bouldering*; canyoning*; cliff diving; competitions*; expeditions or trekking*; free climbing; glacier crossing*; heliskiing**; hunting or shooting of any kind; ice caving; ice hockey**; motor rallying*; mountaineering or outdoor rock climbing*; overlanding*; piloting an aircraft*; polo*; power boating*; professional sports; safaris using guns; scuba diving over 30m*; ski acrobatics; skiing or snowboarding; ski jumping; ski stunting; snow mobiles/skidoos**; snow shoeing**; solo pot holing; solo rock climbing; solo sea sailing; speed skating*; stunt flying and aerobatics; tobogganing**; yachting out of territorial waters*

Activities marked * and those marked ** can be covered via an alternative policy. Ask for details

Luggage

  • Any single item worth more than £200 or total value of items up to £300 (long stay or £250 short stay).

  • Sports equipment in use

  • Valuables unattended unless left with a travelling companion

  • Cycles and contact lenses

Liability

  • Liability for any business or professional activity · Any claim related to dangerous sports (see list above)

  • Control or use of motorised vehicles, watercraft or aircraft

Cancellation

  • You failing to allow sufficient time to reach your destination point.

 

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