Comprehensive Travel Insurance for all students will once again be included in Oxford Royale Academy course fees for 2018. The provider will be Endsleigh Insurance Services Limited, and all students who enrol with ORA will be registered onto Endsleigh’s “International Student Policy”. This year’s insurance will again include Private Medical Cover for all of our students. […]
Comprehensive Travel Insurance for all students will once again be included in Oxford Royale Academy course fees for 2018. The provider will be Endsleigh Insurance Services Limited, and all students who enrol with ORA will be registered onto Endsleigh’s “International Student Policy”.
This year’s insurance will again include Private Medical Cover for all of our students. This will help to ensure that our students can be seen promptly at a local private doctor’s surgery should the need arise.
Once a student has paid their deposit, they have cover prior to the beginning of the programme and whilst they are with us in Oxford. The insurance does not, however, relate to any time spent in the United Kingdom before or after the programme that is unconnected to Oxford Royale Academy.
Please read the details below carefully to check that the policy is satisfactory in relation to your requirements. If you have any questions about insurance, please contact firstname.lastname@example.org.
Summary of cover
Endsleigh’s International Student Insurance Policy provides cover for the following sections up to the limits shown:
|Overseas Legal Expenses & Assistance||£10,000|
|Personal Accident (subject to age)||£30,000|
|Personal Money, Passport & Documents|
|Cancellation or Curtailment Charges||£3,000|
|Emergency Medical and Other Expenses|
|Emergency Medical Expenses||£2,000,000|
- Policy excess: The first £50 of each and every claim per incident claimed for by each insured person except for claims under personal liability, personal accident and legal expenses. This means that you will have to pay the first £50 of the cost of, for example, a visit to the doctor. You can claim for anything above the £50 excess.
- Any circumstances known prior to booking the trip that could reasonably be expected to give rise to a claim
- Treatment or surgery which, in the opinion of the medical practitioner in attendance, can wait until your return home
- Medication, which prior to departure is known to be required
- Valuables left unattended at any time unless in a safety deposit box or in your locked accommodation
- Baggage contained in an unattended motor vehicle between 9 p.m. and 9 a.m. or; between 9 a.m. and 9 p.m. unless it is in a locked boot or covered from view in a locked car
- Personal money or your passport left unattended at any time unless in a hotel safe, safety deposit box or in your locked accommodation
For more exclusions and conditions, please see the ‘Block Policy – International Student Studying in the UK’ document, available as an attachment at the foot of this page.
How to make a Claim
For Medical Emergencies please call +44(0) 845 271 4472 (24hr) or +44(0) 203 060 9671 (24hr). For Legal expenses call +44(0) 870 350 5716 (24hr). For all other claims please call +44(0) 844 472 2502.